Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Key Reasons Why Automobile Insurance Is So Important
Posted: October 16, 2014
While some people are troubled by the fact that car insurance is mandatory and required by most states, in truth it is an important and essential risk management product that should never be ignored. Best of all, automobile insurance is always there when you need it the most and that is why it is so essential to maintain a comprehensive automobile insurance policy for the...
Cover Other Eventualities
Posted: October 16, 2014
Finally, collision coverage is intended to protect a driver’s asset - their automobile up to the actual book value of that vehicle. In most instances, there is a deductible involved with collision coverage. This is the amount that is required to be paid by the driver before insurance takes effect. In most cases lower deductible equates to a higher premium. Collision coverage is especially important...
Hit And Run Driver
Posted: October 16, 2014
Uninsured motorist protection is another element of car insurance that should always be taken into account when choosing automobile insurance. This covers injuries sustained by a driver or the occupants of a car that have been hurt in some way by an uninsured or hit and run driver. This type of insurance coverage also covers accidents caused by drivers that have inadequate levels of insurance....
Auto Insurance Protects The Other Party
Posted: October 16, 2014
Equally important to consider is property damage liability. This is intended to protect drivers against claims for damage caused by their vehicle in an accident. Most states require this type of coverage because it protects the other party. In addition, medical payments are a type of coverage that pays for injuries to a driver and the occupants of their car. While some states consider this...
Understanding The Types Of Coverage With Regard To Car Insurance
Posted: October 16, 2014
Car insurance is an important and essential element of protecting one's assets and ensuring that medical care can be provided if there is ever an accident. With that said, there are some simple and basic elements of coverage that are worth considering. For example, bodily injury liability is an important part of car insurance that covers death claims as well as injury claims against a...